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[data_module_key] => clips [data_task] => findInCategory [data_save] => [data_id] => 41 [data_search] => [data_filter] => [data_order] => order by clips.cdate desc [data_paginate] => 1 [data_page] => 1 [data_length] => 2 [data_html] => [data_layout] => include/index_side_clip.php [title] => [sub_title] => [icon] => [background_url] => [fixed_url] => [class] => [style] => [style_top] => [style_body] => [style_footer] => [typo] => [options] => [pre_box] => [sub_box] => [allow_menu] => [only_member] => 0 [config] => {"data_mode":1,"domain_id":63,"data_category":41,"data_module":"clips","data_module_key":"clips","data_task":"findInCategory","data_id":41,"data_search":"","data_filter":"","data_order":" order by clips.cdate desc ","data_paginate":1,"data_page":1,"data_length":2} [is_relative] => 0 [relative_layout] => [relative_zone] => 0 [is_theme_custom_ele] => 1 [mdate] => 2023-05-08 11:11:14 [status] => 1 ) ) [5] => Array ( [0] => Array ( [uid] => 4022 [domain_id] => 63 [theme_id] => 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นายวิทัย รัตนากร ผู้อำนวยการธนาคารออมสิน เปิดเผยว่า ตามที่รัฐบาลประกาศนโยบายแก้ไขหนี้ทั้งระบบ และได้มอบหมายธนาคารออมสินจัดตั้งบริษัท บริหารสินทรัพย์อารีย์ จำกัด หรือ ARI-AMC โดยการร่วมทุนกับ บริษัทบริหารสินทรัพย์ กรุงเทพพาณิชย์ จำกัด (มหาชน) หรือ BAM ซึ่งล่าสุดเมื่อวันที่ 30 กันยายน 2567 ที่ผ่านมา บริษัทฯ ได้รับใบอนุญาตเพื่อประกอบธุรกิจเป็นบริษัทบริหารสินทรัพย์จากธนาคารแห่งประเทศไทยเรียบร้อยแล้ว ธนาคารจึงเดินหน้าตามแผนการโอนหนี้สินเชื่อที่เป็น NPLs ให้ ARI-AMC นำไปเข้ากระบวนการปรับโครงสร้างหนี้หรือไกล่เกลี่ยหนี้ด้วยเงื่อนไขที่ผ่อนปรนมากขึ้น โดยทำการโอนหนี้ ครั้งที่ 1 จำนวนกว่า 130,000 บัญชี วงเงิน 11,000 ล้านบาท ประเภทสินเชื่อทั้งที่มีและไม่มีหลักประกัน และลูกหนี้มีบัญชีต่อราย จำนวน 1 บัญชี ซึ่งจะช่วยให้ลูกหนี้หลุดพ้นจากการเป็นผู้เสียประวัติทางเครดิตได้ง่ายขึ้น กลับมามีสถานะหนี้ผ่อนปกติหรือหนี้ปิดบัญชีจะทำให้สามารถเข้าถึงสินเชื่อในระบบในอนาคต และลดการพึ่งพาหนี้นอกระบบได้ ที่สำคัญยังเป็นการแก้ไขปัญหาหนี้ครัวเรือนตามนโยบายรัฐบาล และส่งผลดีต่อสภาพเศรษฐกิจโดยรวมของประเทศ ทั้งนี้ ธนาคารจะทำการโอนหนี้อีก 2 ครั้ง ภายในต้นปี 2568 ซึ่งคาดว่าจะช่วยลูกหนี้ได้ทั้งหมดกว่า 400,000 บัญชี คิดเป็นมูลค่าเงินต้นกว่า 30,000 ล้านบาท
ทั้งนี้ ARI-AMC จัดตั้งขึ้นโดยการร่วมทุนระหว่างธนาคารออมสิน กับ บริษัทบริหารสินทรัพย์ กรุงเทพพาณิชย์ จำกัด (มหาชน) หรือ BAM มีวัตถุประสงค์เป็นธุรกิจเพื่อสังคม เพื่อรับซื้อหนี้เสียจากสถาบันการเงินของรัฐ โดยมีทุนจดทะเบียนที่ 1,000 ล้านบาท ในสัดส่วนการร่วมทุนเท่ากันที่ 50:50 และมีระยะเวลาในการดำเนินการไม่เกิน 15 ปี ตามข้อกำหนดของธนาคารแห่งประเทศไทย โดยระยะแรก ARI-AMC จะรับซื้อสินทรัพย์ด้อยคุณภาพจากธนาคารออมสิน ซึ่งเป็นการรับซื้อหนี้สินเชื่อทั่วไปทั้งที่มีหลักประกันและไม่มีหลักประกัน โดยเป็นกลุ่มลูกหนี้รายย่อย SMEs รวมถึง หนี้บัตรเครดิต บัตรกดเงินสด ที่มีสถานะเป็นหนี้เสีย หนี้สูญ และ NPA ที่มีอายุตั้งแต่ 1 ปีขึ้นไป ยอดหนี้ไม่เกิน 20 ล้านบาท ครอบคลุมหนี้ที่ยังไม่ดำเนินคดี และ ดำเนินคดีแล้วที่ยังมีสิทธิเรียกร้องตามกฎหมาย
09 ตุลาคม 2567
ผู้ชม 39 ครั้ง